It’s certainly no secret that life can be full of all sorts of risks. While some are definitely worth taking, there are others that just aren’t. One of those that aren’t is driving without insurance in the state of Texas, mainly because doing so will run you the risk of getting hit with all sorts of penalties as a result.

If you are caught driving without insurance in Texas and you happen to be a first-time offender, the chances are good that you may not face too stiff of a punishment. However, by law, you will end up getting fined anywhere between $175 and $350, as well as receiving a citation from police. Furthermore, you will also receive a $250 surcharge to your annual driver’s license fee every year for three years.

There are also additional offenses that should be taken into account as well. For instance, if you are caught driving without insurance for a second time, you will end up getting fined anywhere between $350 and $1,000, as well as the $250 surcharge to your annual driver’s license every year for three years. Unfortunately, there’s also more. If you happen to be a repeat offender, you will run the risk of having your license revoked and your vehicle impounded.

In the event you end up in an accident that turns out to be your fault and are found to have been driving without insurance, you will be held completely liable for all physical injuries and property damage as a result of the accident itself. This means you could end up having to pay hundreds or even thousands of dollars, perhaps even more. In other words, a situation such as this could end up seeing you lose all sorts of money that you’ve worked hard to save up in a matter of seconds.

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